We Buy Houses In Eugene, Oregon, and provide residents with the ideal way to sell their unwanted property fast by purchasing cash for houses in Eugene. People will often purchase a property only to have their needs change as the years go by. Paying a mortgage on an unwanted house can be incredibly stressful and frustrating. So as local homebuyers in Oregon, we offer 5 ways to help you get out of your mortgage in Eugene OR so you can move on with your life!
Paying an expensive property mortgage month in and month out can take its toll. Especially if you have grown out of the property and are looking for something different. Below, we offer information to help you get out of your mortgage fast, without having to worry about excessive fees or penalties. If you have any questions about getting out of your mortgage in Eugene OR, we want to hear from you!
Sell It Fast In Eugene OR
The easiest and most convenient way to get out of your mortgage in Eugene OR is to sell your home to a direct buyer. RJ Buys Houses purchase houses directly from local homeowners and can close in only a matter of days. Selling your real estate fast in Eugene OR will save you a fortune on holding costs including continued utilities, property maintenance, taxes, homeowners insurance premiums, and more. A traditional listing can be effective, but the process can end up taking several months while costing you a lot of money. For those who are looking to sell right away, a direct sale to RJ Buys Houses will help to save time and money, giving you the peace of mind you need!
Hire An Agent In Oregon
Many people choose to hire a Eugene OR real estate agent when it is time to sell their home. While an agent can be beneficial in some transactions, in others, the costs and fees aren’t worth it. If you do not mind paying agent commissions, making repairs, or waiting around for a buyer, hiring a Eugene OR real estate agent may be the best option for you. If you need to get out of your mortgage right away, you may be better off with selling your house directly. An agent can end up being very expensive, working with our team will help you get out of the mortgage for your unwanted home in OR without any cost or hassle.
Rent It Out In Eugene, Oregon
While technically you will still be on the hook for the mortgage payment each month, you will be able to have your tenants pay it for you. Finding the right tenants can not only help to pay off your mortgage, but you may be able to collect passive income this way too. Keep in mind that not all properties make great rentals and not everyone is cut out to be a landlord. Even still, if you find the right property management company, you can find great tenants, rent out your property, and have someone else pay your mortgage for you.
Gift Your OR House
You don’t necessarily have to give the property away, but you can give it so someone else and have them assume the mortgage. Maybe you have children or another family member who would be interested in having the property. You can either have them assume the mortgage if possible, or you can sell it to them for what you owe, ensuring your debt gets paid off, without any further penalties or fees. You will benefit by cutting your ties with the house, whereas your friend or family member will score a great deal by taking the property off of your hands. It’s a win-win situation for everyone involved.
Rent To Own In Eugene
Selling your home via rent to own works great for those who want to sell for market value and who don’t mind waiting a while before the home is sold outright and they have collected the full sale price. Rent to own agreement will open the door to numerous potential buyers, giving you better odds of a fast sale at a great price. While you won’t see the entirety of the sale price right away, you will be able to collect higher than average rent, a deposit, and guaranteed income for the next 1-2 years. Once the rental term is up, your tenant will have the option to purchase the property outright. If they are unable to, the house will remain in your name, and you can either choose to sell it or rent it out to another individual.
Sell My House In Eugene OR
Are you ready to get out of your mortgage in Eugene OR? Working with RJ Buys Houses will help you get the price you want for your property while saving you a fortune along the way. As experienced Oregon home buyers, we can help you get out of your mortgage so you don’t have to feel stuck with your unwanted property any longer! If you need to sell your house in OR fast, our team is here to support you!