We Buy Houses In Eugene, Oregon, and provide residents with the ideal way to sell their homes fast by offering cash for houses in Eugene. Do you have an OR property that’s in foreclosure right now? As local homebuyers in Oregon, we are aware that many people going through the foreclosure process want to get out from under that burdensome house and wonder if they can sell the property in foreclosure. The short answer: yes. The long answer: it’s a little more complicated, but usually you can sell your property prior to foreclosure. Generally, the sooner you start, the better.
How It Works In Eugene, Oregon
Remember, the bank that carries your mortgage doesn’t want to see your home abandoned or auctioned. The bank stands to make the most amount of money by helping you to avoid foreclosure by selling your property. However, dealing with banks during any part of the foreclosure process can be a huge pain. Over many years of working with banks to help stop the foreclosure process, we’ve learned a few tricks that will help you.
Working With Banks In Oregon During The Foreclosure Process
- Always over-communicate with the bank (but don’t be annoying). Call with updates and show them what you’re doing to get your property sold.
- Don’t miss deadlines. If anything will be late, call with advance notice.
- Remember that bankers are people too. Don’t be overly dramatic, but explaining your situation and demonstrating your willingness to fix the problems to make it right goes a long way.
- Start keeping careful records of every conversation you have with the bank. Nothing counts unless it is in writing. Make sure to keep track of each person you speak with, what they said, and any promises made.
- Explore all your options, including short sale, loan modifications, and bankruptcy. Depending on the details of your personal situation, you may be able to dramatically slow down the foreclosure process with enough effort. Each bank has its own policies to help borrowers avoid foreclosure.
- Don’t wait. Unfortunately, time is not on your side. The further behind you become on payments, the fewer options are available to you.
Can I Sell My House In Eugene OR In Foreclosure?
If you’re looking to sell your house in OR fast, call us now. We specialize in helping homeowners in situations including foreclosure around Eugene and the whole state of Oregon get out of difficult situations and avoid foreclosure. In certain circumstances, we can negotiate directly with the bank to reduce the amount you owe and (sometimes) even help you walk away from your property with cash. RJ Buys Houses is the best Oregon home buyers in town, and we have the reviews to prove it!
If you need to sell a property near Eugene OR, we can help you. We buy properties like yours from people who need to sell fast.